Version: 3.1 | Effective Date: July 27, 2026 | Governing Law: State of Israel (with US + UK carve-outs per Section 20)
Contracting Entity: Assets Flow Ltd. (the "Company," "we," "us," or "our") Last Updated: August 6, 2026
HOUSE OF BRANDS NOTICE. These Terms cover two distinct products operated by the Company under separate brands and at separate domains: (i) the AssetsFlow portfolio tracker at
assetsflow.work("AssetsFlow"), and (ii) the Shield due-diligence information product atshield.assetsflow.work("Shield"). By using either product, you agree to these Terms. Shield-specific Sections (3.4, 4.3, 4.4, 9, 10, 11.2, 12, 17.4, 18, 19.3, 20, 22, and 23) apply additionally to Shield users.
STATUS NOTICE — IN-HOUSE DRAFT FOR OUTSIDE-COUNSEL REVIEW. This is an in-house draft v3.0 prepared from the Shani review dated 2026-07-04 and the Shani V3.1 ruling dated 2026-08-06. Shield-specific clauses (FCRA Option B boundary, indemnification triggers, US arbitration, GDPR lawful basis, liability cap) require sign-off by outside counsel specializing in FCRA, US consumer-protection / arbitration law, EU data-protection law, and UK GDPR before being relied upon in commerce. Sections flagged
[FOR COUNSEL REVIEW]are in-house best-efforts drafts that have not been reviewed by outside counsel.
By accessing or using AssetsFlow, Shield, the Company's mobile applications, or any of the Company's websites (collectively, the "Service"), you ("User," "you," or "your") agree to be bound by these Terms of Service (these "Terms"). If you do not agree to these Terms, you may not use the Service.
The Service is operated by Assets Flow Ltd., a company registered in the State of Israel. These Terms constitute a legally binding agreement between you and the Company.
Acceptance mechanics differ by product surface:
In these Terms:
assetsflow.work, including project tracking, payment recording, currency exchange tools, and the I-SCAN source.shield.assetsflow.work, including the Free Scan ("Rung 0") and the paid Shield Reports (Quick Shield, Sponsor Shield, Structure Shield, World Shield).https://shield.assetsflow.work/methodology that lists every Public Record source Shield checks, the known gaps, and the limitations. The Methodology Page is incorporated into these Terms by reference.You may NOT use the Service if you:
[FOR COUNSEL REVIEW]This Section 3.4 applies to all Shield users (Free Scan and paid Reports).
You agree that you will not use Shield Reports, Free Scan results, Director Network Data, or any data derived from Shield for:
A breach of this Section 3.4 is a material breach of these Terms and triggers the indemnification obligations in Section 18.
AssetsFlow is an information management product for tracking personal investment portfolios. AssetsFlow provides:
Shield is a due-diligence information product that aggregates sourced Public Records about investment sponsors, principals, contracts, and related entities. Shield is described fully in Sections 4.3, 4.4, and 9.
Shield is offered in five product tiers, with current availability and per-tier source scope as published on the Shield Methodology Page. The Methodology Page is the canonical source-of-truth for which sources are live in each tier; in the event of any inconsistency between this Section and the Methodology Page, the Methodology Page prevails.
| Tier | Name | Price (USD) | Status | Source scope |
|---|---|---|---|---|
| Rung 0 | Free Scan | $0 | Live | A real-time aggregation of a subset of Quick Shield sources for one sponsor. No login, no credit card. |
| Tier 1 | Quick Shield | $97 (one-time) | Live | Screens one named principal against 6 Public Record sources: OFAC SDN, SEC EDGAR Form D, SEC IAPD, SEC SALI, GDELT, Google CSE. Manual delivery within 5 business days. |
| Tier 2 | Sponsor Shield | $247 (one-time) | Soon (target Q4 2026) | Quick Shield sources plus additional federal and state sources: trade.gov CSL, FDIC, FRB, CFPB, DOJ Criminal Fraud Section, TX/NY/WA/FL state securities regulators, SEC Form ADV bulk, SEC EDGAR full-text. Not yet available for purchase. |
| Tier 3 | Structure Shield | $347 (one-time) | Soon | Sponsor Shield source stack applied to a multi-entity deal structure (sponsor + GP + LP + special-purpose vehicles). 68 structural checks across entities. Not yet available for purchase. |
| Tier 4 | World Shield | $497 (one-time) | Soon (analyst-reviewed) | Sponsor Shield sources plus paid databases (Bloomberg, LexisNexis Accurint, Dun & Bradstreet) and a human investigator who signs every report. US + UK principal coverage. 5–7 day delivery. Not yet available for purchase. |
Information-Only architecture (all tiers): Shield examines Public Record sources and presents their contents without characterization. Higher tiers examine more sources and/or add analyst review; they do not produce characterizations, recommendations, or opinions about the sponsor. See §4.4 for the full Information-Only warranty.
Tier availability disclosure. Only Quick Shield (Tier 1) is currently live. Tiers 2–4 are described for planning purposes and are not yet available for purchase. Purchasers will not be charged for Tiers 2–4 until those tiers ship. If a higher-tier source is later added to Quick Shield, Quick Shield purchasers do not retroactively receive the expanded report. See §8.5 for the Process Guarantee that activates when Sponsor Shield ships.
Prices may change. Pricing-change notice rules are in Section 8.3.
[FOR COUNSEL REVIEW]This Section applies to all Shield products, including the Free Scan.
When the Company markets a higher Shield tier as examining more sources than a lower tier, the marketing language is an "examines N sources" representation — a representation about the Company's search process across tiers, not about what the sources conclude. Every tier-to-tier comparison must tie back to this §4.4: Shield examines sources and presents their Public Record contents without characterization. Higher tiers examine more sources and/or add analyst review; they do not produce characterizations, recommendations, or opinions about the sponsor.
"Sponsor Shield" tier and above include principal-identity resolution: the Company identifies the named officers, directors, and registered agents of the sponsor entity as listed in Public Record entity filings (SEC EDGAR, state corporate registries, IAPD Form ADV Schedule A/B). Principal-identity resolution surfaces the affiliation between a named person and the sponsor entity (e.g., "Jane Doe is listed as CEO of Acme LLC"). It does not assess, characterize, or score the person's character, reputation, or conduct. Assessing a natural person's character or reputation would implicate FCRA prong-2 (character/reputation content) and is outside Shield's Information-Only architecture.
Neither AssetsFlow nor Shield is:
Neither product provides personalized investment recommendations, suitability assessments, financial planning advice, tax advice, or legal advice. All information is provided for general informational purposes only.
[FOR COUNSEL REVIEW]This Section applies to all Shield users (Free Scan and paid Reports).
Shield is not a "consumer reporting agency" as defined by the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., and Shield Reports and Free Scan results are not "consumer reports" as defined by 15 U.S.C. § 1681a(d). Shield does not assemble or evaluate information for the purpose of serving as a factor in establishing eligibility for credit, insurance, employment, housing, government benefits, or any other FCRA-covered transaction.
Shield is a due-diligence information product that aggregates sourced public-record data for investor-informative purposes. Any use of Shield data for FCRA-covered purposes is strictly prohibited under Sections 3.4 and 11.2 and constitutes a material breach of these Terms.
Nothing in these Terms limits any non-waivable statutory right you have under the FCRA or under any other consumer-protection law of your jurisdiction.
By you (AssetsFlow users):
By the Company:
[FOR COUNSEL REVIEW]For Shield Report purchasers, the Company retains:
Personal data not covered by these categories is deleted within 30 days (search history) or 90 days (other personal data) of account closure or purchase. Shield Reports themselves are public-record aggregations; they are not "personal data" of the purchaser for retention purposes.
Shield customer data is confidential. The Company does not share, sell, rent, or barter Shield customer identities, contact information, search history, or purchased Report contents with any third party, including: (a) the sponsors or entities investigated by Shield customers; (b) other Shield customers; (c) investment companies, financial advisors, syndicators, or solicitors; (d) marketing partners, ad networks, or data brokers; (e) affiliates or subsidiaries of the Company for cross-marketing purposes.
Shield customer data is retained solely for: (1) delivering the purchased Report to the purchasing customer; (2) the defense-retention purposes in §6.4.1 (Report content, source URLs, payment, consent); (3) the operational cache described in §6.4.3. No other use, derivative dataset, or aggregate analytics on Shield customer data is permitted.
The Company maintains an operational cache of Public Record query results (the shieldExternalCache store) so that a public-source query by one customer can be reused, where the source's terms permit, to serve the same query by another customer. The cache contains only Public Record data that the source's terms permit to cache and republish. The cache contains no Shield customer data — no customer identities, no search history, no "customer X searched entity Y" attribution. Cache entries are not attributable to any Shield customer. Cache TTL: 7 days default (varies per source; some sources override per their ToS).
(a) Request intake. A deletion request is submitted via privacy@assetsflow.work with the requesting user's email and (where available) uid.
(b) Acknowledgment and clock. Within five (5) business days, the Company acknowledges the request in writing. The forty-five (45) day clock under CCPA §1798.105(d) / GDPR Art. 17(3) starts on the date of the user's request (not the acknowledgment date). The clock may be extended by an additional forty-five (45) days where reasonably necessary, with notice to the user within the initial 45-day window, as permitted by CCPA §1798.105(d)(2).
(c) At-collection notice (GDPR Art. 13/14). For users identified post-V3.1 deployment, the sign-up flow and clickwrap ToS acceptance already disclose the retention categories and bases in this §6.4. For users identified pre-V3.1, the deletion-request acknowledgment email (§6.4.4(d)) serves as the Art. 13/14 notice in respect of the retained categories.
(d) At-deletion notice. The acknowledgment email lists what will be deleted (search history, account-auth data) and what will be retained (delivered Reports, payment records, consent records) with the statutory basis for each retained category.
(e) Verification — Non-Reidentification Check. Within 30 days of completing a deletion request, the Company verifies that retained data (Reports, payment records) cannot be re-identified back to the requesting user. Verification mechanism: payment records are keyed by Paddle order ID (not by user email); delivered Reports are keyed by report ID (not by user email); the engineering trip-wire no-reidentification.spec.ts is the verification mechanism. If re-identification is possible, the Company takes additional steps (key rotation, anonymization) until re-identification is no longer possible, and documents the additional steps.
The following survive a deletion request (with notice to the user under §6.4.4(d)): (i) delivered Shield Report content (for the §6.4.1(a) defense-retention period); (ii) payment records (for the §6.4.1(b) tax-retention period); (iii) consent records (indefinite, §6.4.1(c)); (iv) anonymized aggregate analytics that contain no Shield customer data (none currently collected — see §6.4.2 carve-back).
| Data Type | Visibility | Encryption |
|---|---|---|
| AssetsFlow investment amounts | Private | Yes (client-side) |
| AssetsFlow interest rates | Private | Yes (client-side) |
| AssetsFlow payment records | Private | Yes (client-side) |
| AssetsFlow notes / comments | Private | Yes (client-side) |
| AssetsFlow company names, project types, countries | Public (catalog) | N/A |
| Shield: sponsor entity names searched | Private (user search history) | Yes |
| Shield: Free Scan results (non-purchaser) | Transient (not persisted unless user converts) | Yes |
| Shield: purchased Report contents | Delivered to purchaser; retained per Section 6.4 | Yes |
| Shield: Director Network Data | Public-by-filing in source jurisdiction; presented as sourced data with source URL | Yes |
| Shield: user email and payment data | Payment data handled by Paddle only; AssetsFlow does not store card details | N/A |
The Service offers paid products through:
The Shield Free Scan (Rung 0) is free, permanently, with no expiration and no credit card required.
[FOR COUNSEL REVIEW]For Shield purchases, Paddle.com Market Limited ("Paddle") is the Merchant of Record. Paddle is the legal seller of Shield products; Assets Flow Ltd. is the supplier of the digital goods.
https://www.paddle.com/legal.See the Cancellation and Refund Policy for full details. Summary:
This Section applies to Sponsor Shield (Tier 2, $247), Structure Shield (Tier 3, $347), and World Shield (Tier 4, $497) purchases only. It activates automatically on the public launch date of Sponsor Shield (the "Process Guarantee Effective Date"), as announced on the Shield Methodology Page. Prior to the Process Guarantee Effective Date, this §8.5 has no effect and no Shield product is sold under its terms. Purchasers of Quick Shield (Tier 1) are not covered by this §8.5; Quick Shield is sold under the general refund policy in §8.4.
Within forty-eight (48) hours of a purchaser's cleared payment, the Company will initiate a search of each of the Public Record sources in the "covered floor list" published on the Methodology Page as of the date of purchase. As of the Process Guarantee Effective Date, the covered floor list consists of the following seven (7) sources:
The covered floor list may be expanded as additional sources go live; the Methodology Page is the canonical source-of-truth for which sources are in the floor list as of any date of purchase. Sources listed on the Methodology Page as "Soon" or otherwise not yet live are not part of the covered floor list.
The Process Guarantee is a commitment about the Company's search process — that each listed source is queried within the 48-hour window. It is not a commitment that every Public Record item that exists about the sponsor will be found. The Company does not warrant source completeness, source availability, surname-collision disambiguation, jurisdictional variant spellings, or matches in sources not on the above list.
A purchaser is entitled to a full refund of the Sponsor Shield, Structure Shield, or World Shield purchase price if all four of the following conditions are met:
(a) The purchaser identifies, in writing to service@assetsflow.work within ninety (90) days of Report delivery, a specific Public Record item that names the sponsor entity directly (not a principal, officer, director, or affiliated person);
(b) The identified item is located in one of the sources in the covered floor list (§8.5.1) as of the date of the Report's delivery;
(c) The identified item was publicly available and queryable through the source's public interface at the time of the Report's delivery;
(d) The identified item does not appear in the delivered Report, and the purchaser provides the source URL that supports each of (a) through (c).
Non-characterization. The Company makes no representation as to whether a Covered Source Match is "adverse," "material," "negative," or any other characterization. The refund is processed because the Company's search did not surface an item that the listed source contained — not because the item has any particular substantive character.
Nothing in this Section limits the purchaser's non-waivable statutory cooling-off right under EU/UK consumer-protection law (fourteen (14) days from purchase) or any other non-waivable consumer-protection right of the purchaser's jurisdiction.
The Company will verify each Covered Source Match claim in good faith by re-querying the identified source against the identified item. If the Company confirms that all four conditions in §8.5.2 are satisfied, the Company will process the refund via Paddle to the original payment method within fourteen (14) business days. Frivolous, bad-faith, or pattern-of-abuse refund claims may be contested under Paddle's chargeback and refund-dispute policy.
This Section 8.5 supplements, and does not replace, the general refund policy in §8.4. The §8.4 14-day cooling-off right applies to all Shield purchases; the §8.5 Covered Source Match refund is an additional contractual remedy available for 90 days from delivery specifically for Sponsor Shield, Structure Shield, and World Shield purchases.
Users who purchased AssetsFlow Premium subscriptions prior to the Shield launch date and whose accounts are being migrated to the Free tier as part of the Shield product pivot will receive:
Affected users may contact service@assetsflow.work to exercise the cancellation right under (c).
Beta testers who tested AssetsFlow Premium features prior to the Shield pivot acknowledge that their feedback, suggestions, and bug reports are licensed to the Company irrevocably and royalty-free under Section 12.5 (Feedback).
If your AssetsFlow Premium subscription tier changes (upgrade, downgrade, or transition to Free), the change takes effect at the start of your next billing cycle. Refunds, if any, are governed by Section 8.4 and the Cancellation and Refund Policy.
I-SCAN is a public-record aggregation source that surfaces regulatory warnings from public databases, including:
I-SCAN aggregates these public warnings, presents them with source URLs, and does not assess, grade, score, classify, or recommend. I-SCAN is one of the sources surfaced inside Shield Reports. [SHANI REVIEW: I-SCAN/IOSCO currently unavailable at launch — see methodology page. Number of sources is dynamic; reference the methodology page for the current verified-source list rather than hardcoding a count here.]
By using a product that includes I-SCAN data, you acknowledge:
You are solely responsible for:
THE COMPANY IS NOT LIABLE for any losses resulting from reliance on I-SCAN data.
Every datum in a Shield Report or Free Scan result links to a public source URL. This is enforced in code and committed to in these Terms.
Shield's methodology, including the full list of Public Record sources checked, the known gaps, and the limitations, is published at https://shield.assetsflow.work/methodology (the "Methodology Page") and is incorporated into these Terms by reference. Changes to the Methodology Page are material changes to these Terms under Section 20.
[FOR COUNSEL REVIEW][SHANI REVIEW: replaced hardcoded "17" with dynamic reference to methodology page. Confirm phrasing is sufficient for "no specific count" ToS posture.]You agree NOT to:
[FOR COUNSEL REVIEW]In addition to Section 3.4, you agree that you will not:
A breach of this Section 11.2 is a material breach of these Terms and triggers the indemnification obligations in Section 18.
The Service, including its software, code, algorithms, design, logos, branding, content, documentation, and databases, is the exclusive property of the Company and is protected by intellectual-property laws.
Shield Reports are compilations of Public Record data. The Company claims copyright in the selection, arrangement, annotation, and presentation of Shield Reports, not in the underlying Public Record facts, which remain the property of their respective public authorities.
The "AssetsFlow" name, logo, and product specifications, and the "Shield" name, logo, methodology page, and product specifications, are the exclusive property of Assets Flow Ltd.
The Company grants you a limited, non-exclusive, non-transferable, non-sublicensable license to use the Service for its intended purposes, subject to these Terms.
If you provide feedback, suggestions, or ideas about the Service, you grant the Company an irrevocable, royalty-free, worldwide license to use, modify, and implement such feedback.
THE SERVICE AND ALL OUTPUTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
We do NOT warrant that:
The Service may contain links to third-party websites and databases. We are not responsible for third-party content, accuracy, or privacy practices.
See Section 10.3 for Shield-specific disclaimers about the accuracy, completeness, currency, and classification of underlying Public Records.
With your explicit opt-in consent, the Company may share your contact information (name and email only) with investment companies, property developers, or financial service providers.
Lead sharing under Section 14.1 occurs ONLY when you:
Partner companies are contractually obligated to:
You may opt-out of AssetsFlow lead sharing at any time via product settings, by email to service@assetsflow.work, or via unsubscribe links in partner communications.
Lead sharing under this Section 14 does NOT apply to Shield customers. The Company does not share Shield customer identities, contact information, search history, or purchase history with any third party, including the sponsors they investigate, investment companies, financial service providers, or any marketing partner.
Shield customer data is retained solely for: (a) delivering the purchased Report; (b) the legal-defense retention under Section 6.4; (c) aggregate, anonymized analytics that do not identify the customer.
The AssetsFlow FX Calculator provides estimated currency exchange rates, transfer-fee comparisons, and cost estimates between financial institutions.
All FX Calculator information:
Before any transaction, you MUST verify current rates, all terms and conditions, and the complete fee structure with the relevant financial institution. THE COMPANY IS NOT LIABLE for any losses based on FX Calculator estimates.
The Company's Privacy Policy (at https://assetsflow.work/privacy) describes how the Company handles personal data. The Privacy Policy is incorporated into these Terms by reference.
[FOR COUNSEL REVIEW — DPA-LEVEL]For Director Network Data processed by Shield, the Company's lawful basis under Article 6(1)(f) of the UK GDPR and EU GDPR is legitimate interest: the Company has a legitimate interest in providing investor-informative due-diligence information based on Public Records.
[FOR COUNSEL REVIEW]Personal data may be transferred between Israel, the United States, the United Kingdom, and the European Economic Area. The transfer mechanisms are:
If you are a sponsor, director, officer, principal, or other individual named in a Shield Report, you have the right to:
Direct requests to privacy@assetsflow.work. The Company will respond within 30 days.
The Company is in the process of registering its database with the Israeli Privacy Protection Authority per the Israeli Privacy Protection Law 5741-1981 and the Database Law. The registration status is published on the Company's privacy page when finalized.
For US residents, the Company provides notice at collection, the right to know, the right to delete, and the right to opt out of sale. The Company does not sell personal data. California Consumer Privacy Act (CCPA/CPRA), Virginia VCDPA, Colorado CPA, and equivalent state-law rights apply as set forth in the Privacy Policy.
Director Network Data is retained linked to the source's retention — mirrored only while the public source hosts it. If a public authority removes the underlying record, the Company updates its mirror accordingly.
[FOR COUNSEL REVIEW — DRAFTED IN-HOUSE, REQUIRES US/IL/UK CONSUMER-PROTECTION REVIEW]TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY, ITS OWNERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR:
If liability is found for an AssetsFlow recurring subscription, the Company's total liability shall not exceed the greater of:
[FOR COUNSEL REVIEW]For one-time Shield Report purchases, the Company's total liability shall not exceed the greater of:
This higher floor reflects the Company's good-faith recognition that a $247–$497 due-diligence product carries a different risk profile than a recurring subscription, and provides courts in Israel, the United States, and the United Kingdom with a more enforceable number than the legacy $100 cap.
You acknowledge that Shield is one input among many in a due-diligence process. No investment, divestment, or financial decision should be based solely on a Shield Report. You are responsible for combining Shield data with independent verification, professional advice, and your own judgment.
This Section 17 does not apply to:
You agree to indemnify and hold harmless the Company, its owners, directors, officers, employees, and agents from any claims, damages, losses, or expenses (including reasonable legal fees) arising from:
[FOR COUNSEL REVIEW]You agree to specifically indemnify and hold harmless the Company from any claims, damages, losses, or expenses (including reasonable legal fees) arising from:
The Company will give you prompt written notice of any claim for which indemnification is sought, will permit you to control the defense (subject to the Company's right to participate with its own counsel at its own expense), and will reasonably cooperate in the defense. The Company will not settle any claim that imposes a non-indemnified obligation on you without your consent.
These Terms shall be governed by and construed in accordance with the laws of the State of Israel, without regard to conflict-of-law principles.
Subject to Sections 19.3, 19.4, and 19.5, any dispute shall be resolved exclusively in the courts of Tel Aviv, Israel, and you consent to the personal jurisdiction of such courts.
[FOR COUNSEL REVIEW]For Shield customers located in the United States:
[FOR COUNSEL REVIEW]For Shield customers located in the United Kingdom:
[FOR COUNSEL REVIEW — REQUIRES US CONSUMER-PROTECTION / ARBITRATION COUNSEL]For Shield customers in the United States, any dispute will be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) or JAMS, in the customer's state of residence, under the chosen organization's consumer arbitration rules then in effect.
legal@assetsflow.work.For Israeli customers, class actions are governed by the Israeli Class Actions Law 5766-2006. Nothing in these Terms waives any non-waivable right to participate in class actions under Israeli consumer-protection law.
For all other Shield disputes not covered by Section 19.5, either party may elect binding arbitration under the Israeli Arbitration Law 5728-1968. The election is mutual, not at the Company's sole discretion.
The Company reserves the right to modify these Terms at any time. All modifications take effect as described in this Section 20.
Changes to the Shield Methodology Page (Section 10.2) are material changes to these Terms and follow the notice rules in Section 20.2.
The Company shall not be liable for any failure or delay in performance due to circumstances beyond its reasonable control, including: natural disasters; war, terrorism, or civil unrest; government actions or regulations; internet outages or cyber attacks; pandemics or public health emergencies; or outages of upstream Public Record sources on which Shield depends.
Assets Flow Ltd. Israel
General customer service: service@assetsflow.work
Shield customer service: shield-support@assetsflow.work
Defamation, correction, or takedown requests: legal@assetsflow.work
Privacy, GDPR, right-to-erasure, and data subject requests: privacy@assetsflow.work
Website: https://assetsflow.work
Shield: https://shield.assetsflow.work
For EU/UK data subjects, the Company will designate an EU representative under GDPR Article 27 if and when Shield targets EU/UK customers. Until then, EU/UK data subjects may contact the Company directly at privacy@assetsflow.work.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision will be modified to the minimum extent necessary to make it enforceable while preserving the parties' original intent.
These Terms, together with the Privacy Policy, the Cancellation and Refund Policy, and the Methodology Page, constitute the entire agreement between you and the Company regarding the Service.
You may not assign these Terms without the Company's prior written consent. The Company may assign these Terms in connection with a merger, acquisition, or sale of all or substantially all of its assets.
No failure or delay by the Company in exercising any right under these Terms shall operate as a waiver of that right.
Section headings are for convenience only and do not affect interpretation. The words "include," "includes," and "including" are deemed to be followed by "without limitation."
These Terms are drafted in English and translated into Hebrew for the convenience of Israeli customers. In the event of a conflict between the English and Hebrew versions, the English version governs, except where Israeli consumer-protection law requires the Hebrew version to govern. The Company takes active measures to maintain section-by-section parity between the two versions.
BY USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.
Last Updated: July 4, 2026 Effective Date: July 27, 2026 Version: 3.0